Loan planning

Loan EMI Calculator

Benchmark EMI outflows before you apply. Adjust principal, annual interest, and tenure to model repayments.

  • • Compare lenders by EMI and interest outgo
  • • Plan prepayments with clarity on savings
  • • Track total interest paid across the loan lifecycle

Monthly EMI

₹18,598

At 8.5% across 120 months

Total interest

₹7,31,742

Aggregate interest paid over the tenure

Total repayment

₹22,31,742

Principal plus total interest

Balance (₹)

Outstanding principal through the loan tenure

Current calculation breakdown

Loan principal
₹15,00,000
Annual rate
8.5% p.a.
Tenure
120 months
Monthly EMI
₹18,598
Interest outgo
₹7,31,742
Total repayment
₹22,31,742